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NEW CREDIT EXPERTS APP

We have created our app, which will allow you to monitor your case and see the improvements you are having in your credit as many times as you want.

CREDIT EXPERTS WE REPAIR YOUR CREDIT

We are SPECIALISTS in CREDIT REPAIR, guaranteeing consumers’ rights 365 days a year.

GUARANTEED IMPROVEMENT WE IMPROVE YOUR CREDIT

Our mission is to remove as many negative accounts as possible on your credit history, ensuring this is done in no time.

OUR CLIENTS ARE OUR GREATEST REFERENCE

We meet the expectations of all our clients because their dreams are ours and we work to fulfill them.

Negative Information

We eliminate the most negative information

We can help you remove that negative information that is being reported incorrectly, invalid, or unverifiable, based on the consumers' rights.

Negative Information

Personal information

Negative Information

Inquiries

Negative Information

Public records

Negative Information

Late Payments

Negative Information

Charge off

Negative Information

Collections

Negative Information

Repossession

Negative Information

Short Sale

Negative Information

Child Support

Negative Information

Floreclosure

Negative Information

Student Loan

Negative Information

Medicall bills

Personal information

It basically refers to the information that belongs to us, for example:

  • Names
  • Birthday date
  • Current and previous address
  • Current job
  • Telephone and SSN.

This information has no impact on the SCORE, but it is just as important how CREDIT BUREAUS uses this information to verify identity, and if something here is incorrect or out of date, your security may be compromised.

Inquiries

In a credit report, it is shown as INQUIRIES in the loan or credit application history.
Normally an application can have a negative impact on the SCORE, for each one of them we lose 3 to 5 points, whether they are approved or denied.

Public records

They are all those records that have gone through a previous cutting process, are publicly accessible as their name indicates, and are very generally cataloged in 5:

  • Sentence: Power of attorney to enforce a debt collection, this power must go through a judicial process and must be approved by a judge.
  • Lien: It is a blockade that prevents the sale or refinancing of a property, this power must go through a COURT process and must be approved by a judge.
  • Tax lien: It is a block that prevents the sale or refinancing of a property, this power should NOT go through a COURT process since it is a block that comes directly from federal or state entities, for example, the IRS or the FTB.
  • Eviction: It is the legal power that a judge assigns to a tenant in a judicial process to evict a person from a rental place, mainly for breach of the lease or for non-payment.
  • Bankruptcy: It is a right that you have as a citizen or resident to be able to seek a solution to the debts you have when you cannot pay them. There are many types, the most common are:
    CHAPTER 7, where you don’t have to pay anything if the judge determines you qualify; CHAPTER 13, where you pay only a percentage of the debt if the judge determines that you qualify; CHAPTER 11, where it is mainly used for company restructuring.

Late Payments

It is the beginning of all negative information. It is precisely what the name indicates, the fact of delaying the payment, even if it is one day late or for an amount less than the minimum payment that must be paid; This is reported to the credit bureaus and seriously affects the score.

It is part of 35% of the ENTIRE SCORE.

Charge off

It is a lost account, the bank declares it as lost once no payments are recorded for a period of 6 consecutive months; This type of account greatly affects the ability to take new credits, the SCORE, and the image of the credit.

Collections

Collections are collection companies that are dedicated to buying debts that are declared uncollectible by the owners of the debts.

Repossession

Repossession is the process in which you enter a secured loan, commonly automobiles; when a secured loan is declared lost and replaced, the car is repossessed by the lender or creditor and is typically auctioned for a smaller amount to get the money back and a balance of the debt is assigned to the consumer.

Short Sale

It is a short home sale that is available at a purchase price less than the amount owed by its current owner. The transaction benefits the bank by allowing it to avoid repossession of the home from foreclosure, which is costly and time-consuming. The seller avoids the credit shock that comes with foreclosure and the bankruptcy that sometimes accompanies it.

Child Support

It is the monthly payment that a father must make for the economic benefit of a child, it can also be known as maintenance. It is reported as negative information when a payment is missed or when a late payment is made and that is when it can really affect credit.

Floreclosure

It is what happens when a homeowner defaults on the mortgage. More specifically, it is a legal process whereby the owner loses all rights to the property. If the owner is unable to pay the outstanding debt or sell the property through a short sale, the property goes to a foreclosure auction. If the property is not sold there, the lender becomes the owner of the property.

Student Loan

It consists of loans for students whose purpose is to help finance higher education expenses, such as those of a university or institute. When late payments are incurred, it affects your personal credit.

Medicall bills

Medical debt refers to people’s debt due to health care costs and related expenses. Medical debt is different from other forms of debt, in that it usually occurs accidentally or through no fault of your own; which can usually be reported multiple times on your credit.

How we work

Know our way
of working

We are specialists in repairing your credit. We provide constant advice, thus achieving that you can successfully apply for home, car and other types of loans.

  • 1
    First step

    We get your credit report

  • 2
    Second step

    Credit report analysis

  • 3
    Third step

    We draw up a work plan

  • 4
    Fourth step

    Quick attention for better credit

We increase your score

Credit score classification

We take care of removing as much negative information as possible so that you can get, at least, 720 SCORE POINTS.

Bad credit / Score (300 - 590)

Higher rejected application probabilities.

Higher interest rates.

Fair credit / Score (600 - 679)

High rejection probabilities.

High-interest rates.

Good credit / Score (680 - 719)

Acceptable credit.

Possible approvals.

Excellent credit / Score (720 - 850)

High approvals probabilities.

Best interest rates.

  • 300 300 590
  • 600 600 679
  • 680 680 719
  • 720 720 850
We increase your score

Differences between bad credit and good credit

Good credit is important, since having it allows you to acquire new loans faster and with much lower interest. Quite the opposite of when you have bad credit. We invite you to watch the video to explain more easily how the world of credit works.

+ 1M

REMOVED ACCOUNTS

+

CREDIT SPECIALISTS

You will have a personalized credit repair specialist.

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SATISFIED CUSTOMERS

Our clients are our greatest guarantee.

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Our company

Credit Experts

We are a company that provides an immediate action plan to improve your credit. We understand the needs of a good credit, this is why we focus on repairing it correctly and quickly. We are dedicated to improving your bad credit eliminating the bigger amount of negative accounts on it. We are specialists in credit repair; we help you to be able to apply for bigger credits on a successful way.

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Reviews

Satisfied customers

Peke Nita

Excellent service! In a very short time my credit has improved a lot.
I want to thank Ámbar Rojas for her excellent quality of service.
I definitely recommend them!

Jaime Mendoza

I am very grateful to my advisor Victor Gonzales because I have seen credit repair results in a very short time, I went from having 528 in 3 or 4 months to having 750. I recommend them blindly!

Noe Brizuela

It is an excellent job, they helped me to obtain my credit and they are very kind, if you need the best treatment ask for Verónica Silva, she was my advisor throughout the process and I am sincerely grateful.

Solorzano Yoco

I totally recommend them, they are very attentive and quick to solve problems, my advisor Verónica Silvera has been pending on my case. Thank you very much for your kind attention.

Chino Martín

The AMG company is the best thing that has happened to me, they help me in everything, I recommend them 200% and I personally thank Víctor González because he advised me at all times, he is 24 hours a day with any questions. Thanks AMG for restoring my credit, now my credit is going up and this is not paid as many people think it is real, do not leave until tomorrow what you can do today.

Lineth Cruz

They have helped members of my family and my mother has recommended me. There has been so much help that she has received that later she will buy her house, now I continue with my credit and I trust them a lot because they have helped my family.

Juan Carlos

I am very satisfied with the service, very good results, I am speechless with my advisor Ámbar Rojas because she has provided excellent service and beautiful attention, my respect for her and the AMG credit experts for everything they do.

Citlali Lamas

Hello, I am here to recommend AMG Credit Experts, they are very efficient, they have helped me a lot, they are super kind, especially Miss Ana Saravia, thank you very much 🙏 for your help.

Eli Her

It is a serious company, they tell me everything about my case, they have good payment plans. I thank my advisor Ámbar Rojas for her support and truthfulness with my case. Thanks! Highly recommended.